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Issue link: https://digital.macdirectory.com/i/1277879
been replaced with single-serving pre- wrapped meals and single-use utensils. Lunch/dinner breaks for the crew will be staggered and people will have to practice better than social distancing, which will certainly cut down on set rumors, etc. That will help everyone stay on their diet, but we were sad to hear the fist-dippin' bowls of peanuts and M&Ms were retired. But we guess if it means keeping everyone on the set healthy and the project on budget, it's a small sacrifice. The biggest challenge (question mark) for studios, directors and EPs will be the innocent-looking line item … insurance. No insurance, no bonding. No bonding, no funding. No funding, no budget. No budget, no project. It doesn't matter if it is a nano-, micro-, low, medium- or holy crap budget; nothing gets done until the ink is dry on the insurance policy. And that, according to Semmel and other EPs we've talked with, is the unanswered question for studios, directors, producers and the entire cast/crew. Policies used to be pretty cookie cutter back in the old days (pre-2019). People had a cold, someone blew up a couple of cameras, a few vehicles were burned to a crisp, stuntperson broke a limb/got a concussion, city street signs were burned, bystander windows were blown out or someone died on set … all were covered. The standard "business interruption" clauses were included and the actuarial data was known at the time of the insurance writing based on locations, story flow, risk factors, schedule recovery time and even gambling odds of the gotcha occurring. Things like "acts of God" or natural disasters were included (at a hefty