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Issue link: https://digital.macdirectory.com/i/1491529
cards, and other digital wallets with only an iPhone — no additional hardware needed. Payment platforms such as Adyen, Square, and Stripe have already enabled Tap to Pay on iPhone for millions of app developers and merchants, with more payment platforms to come. For the second consecutive year, Apple Card and Goldman Sachs topped the charts in the Midsize Credit Card Issuer segment of the annual J.D. Power U.S. Credit Card Satisfaction Study.2 Apple Card’s popular Daily Cash rewards program expanded with the addition of Ace Hardware as a new 3 percent Bonus Daily Cash Merchant when users use Apple Card with Apple Pay,3 as well as the introduction of a new Daily Cash hub within users’ Apple Card account to help users easily view and track the lifetime Daily Cash they’ve received using Apple Card. Apple expanded its Wallet offerings with the launch of driver’s licenses and state IDs in Wallet, which are currently available in Arizona, Colorado, and Maryland,4 with at least nine more states planned to come. Users can also now share eligible keys in Wallet through their favorite messaging apps such as Messages, Mail, and more. In 2022, the use of NFC tickets in Wallet across the US and Canada nearly tripled year over year, with users tapping their iPhone or Apple Watch to enter events like Major League Soccer games in the US, and more great entertainment and professional sporting events around the world. Apple made it even easier to send and receive Apple Cash by letting users do it right in Wallet,5 in addition to Messages. Apple Cash users can also see pending requests in Wallet to remind them to send an allowance, pay a roommate, or track requests they’ve sent. iCloud keeps a user’s most important information — like photos, files, and apps — secure, up to date, and available across all of their Apple devices. It powers important features such as iCloud Photos, which lets users easily browse, search, and share photos and videos. iCloud Shared Photo Library, introduced in iOS 16, iPadOS 16, and macOS Ventura, enables families to share photos seamlessly using a separate iCloud library that up to six users can collaborate on, contribute to, and enjoy. In addition to these and other helpful features, iCloud leads the industry in using privacy-preserving security technologies, including two-factor authentication, which is utilized by over 95 percent of iCloud users, and Advanced Data Protection for iCloud, which uses end-to-end encryption to keep users’ data secure and under their control. With iCloud+, customers can get additional storage for all their information, plus premium features including iCloud Private Relay, which protects a user’s privacy on the web; Hide My Email, which offers an easy way to create a unique, random email addresses that forward to a personal inbox; custom email domains for iCloud Mail; and expanded support for HomeKit Secure Video recording.